Managing Risks in Commercial and Retail Banking

Managing Risks in Commercial and Retail Banking

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A practical guide to the practices and procedures of effectively managing banking risks Managing Risks in Commercial and Retail Banking takes an in-depth, logical look at dealing with all aspects of risk management within the banking sector. It presents complex processes in a simplified way by providing real-life situations and examples. The book examines all dimensions of the risks that banks facea€”both the financial risksa€”credit, market, and operationala€”and the non-financial risksa€”money laundering, information technology, business strategy, legal, and reputational. Focusing on methods and models for identifying, measuring, monitoring, and controlling risks, it provides practical advice backed up by solid theories, without resorting to the use of complicated mathematical and statistical formulas. Author Amalendu Ghosh exposes topics that are usually absent in books on managing banking riska€”such as design of control framework, risk management architecture, credit risk rating, risk-based loan pricing, portfolio analysis, business continuity planning, and corporate governance. Author has extensive experience with a variety of major banks and institutions worldwide and brings a fresh perspective in the wake of the global finance crisis Presents a novel approach using models of the credit risk rating of different types of borrowers, the methodology for assigning weights for deriving the rating, and the scoring process Covers the essentials of corporate governance and options for credit risk assessment in line with the recommendations made in the New Basel Capital Accord Explains the methodology of risk-based internal audit, including techniques to enable bank branches to switch over from the old transaction-based audit methods With its logical sequence of the aspects of risk management, the book's layout is ideal for presentations, making it a handy tool for risk management trainingThis book concludes with a discussion of the causes, and impact, of the financial crises in Asia and the United States; the lessons wea#39;ve learned from them; and the possible steps banks can take to contain future risks that emerge from ...


Title:Managing Risks in Commercial and Retail Banking
Author: Amalendu Ghosh
Publisher:John Wiley & Sons - 2012-02-03
ISBN-13:

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